:root{--navy:#0b2a5b;--blue:#1556c0;--blue2:#0f449a;--sky:#eaf2ff;--sky2:#f4f8ff;--ink:#14233f;--mute:#5a6b86;--line:#d8e3f4;--white:#fff;--bad:#b42318;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--white);color:var(--ink);font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--blue)}img,svg{display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
:focus-visible{outline:3px solid #7fb0ff;outline-offset:2px;border-radius:6px}

/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand b{display:block;font-size:1.3rem;letter-spacing:-.01em;line-height:1.1}
.brand small{display:block;font-size:.62rem;letter-spacing:.16em;color:var(--blue);font-weight:600}
nav{display:flex;align-items:center;gap:6px}
nav a{color:var(--ink);text-decoration:none;font-size:.95rem;padding:.5rem .8rem;border-radius:8px}
nav a:hover{background:var(--sky)}
nav .btn-outline{border:1px solid var(--line);background:#fff;margin-left:6px;font-weight:600;color:var(--blue)}
nav .btn-outline:hover{border-color:var(--blue);background:var(--sky)}

/* hero */
.hero{background:radial-gradient(1100px 500px at 85% -10%,#dbe9ff 0,transparent 60%),linear-gradient(180deg,var(--sky2),#fff);padding:64px 0 72px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 18px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.eyebrow i{width:8px;height:8px;border-radius:50%;background:var(--blue)}
.eyebrow.dark{color:var(--blue)}
h1{margin:0 0 20px;font-size:clamp(2.4rem,5.4vw,4rem);line-height:1.04;letter-spacing:-.035em;color:var(--navy)}
h1 span{color:var(--blue)}
.lead{font-size:1.12rem;color:var(--mute);max-width:34em;margin:0 0 26px}
.pills{display:flex;flex-wrap:wrap;gap:10px;align-items:center;list-style:none;margin:0 0 30px;padding:0}
.pills li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:.35rem .95rem;font-size:.9rem;color:var(--navy)}
.pills li b{color:var(--blue);margin-right:.35rem;font-weight:700}
.pills .arr{border:0;background:none;padding:0;color:#8aa3cc}
.facts{display:flex;flex-wrap:wrap;gap:14px}
.facts>div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 18px;min-width:200px;box-shadow:0 2px 10px rgba(21,86,192,.05)}
.facts small{display:block;color:var(--mute);font-size:.75rem;letter-spacing:.04em;text-transform:uppercase}
.facts b{display:block;font-size:1.15rem;color:var(--navy)}
.facts em{font-style:normal;font-size:.85rem;color:var(--blue);font-weight:600}
.facts em.closed{color:var(--bad)}

/* sign-in card */
.card{background:#fff;border:1px solid var(--line);border-radius:18px}
.signin{padding:30px;box-shadow:0 24px 60px rgba(11,42,91,.12)}
.tag{margin:0 0 10px;font-size:.7rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.signin h2{margin:0 0 6px;font-size:1.9rem;letter-spacing:-.02em;color:var(--navy)}
.muted{color:var(--mute);margin:0 0 18px;font-size:.95rem}
label{display:block;font-weight:600;font-size:.92rem;margin:14px 0 6px}
input[type=text],input[type=tel]{width:100%;padding:.85rem .95rem;border:1px solid #c5d4ec;border-radius:10px;font:inherit;color:var(--ink);background:#fff}
input:focus{border-color:var(--blue);outline:3px solid #cfe1ff}
.hint{display:block;color:var(--mute);font-size:.78rem;margin-top:6px}
.btn{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;margin-top:20px;padding:.95rem 1.1rem;background:var(--blue);color:#fff;border:0;border-radius:10px;font:inherit;font-weight:600;cursor:pointer;text-decoration:none;transition:background .15s,transform .15s}
.btn:hover{background:var(--blue2)}
.btn:active{transform:translateY(1px)}
.trouble{text-align:center;font-size:.9rem;margin:18px 0 0;color:var(--mute)}
.trouble a{color:var(--navy);font-weight:600}
.secure{text-align:center;font-size:.76rem;color:var(--mute);margin:16px 0 0;padding-top:14px;border-top:1px solid var(--line)}
.err{background:#fdecea;color:#7a1b12;border:1px solid #f3b8b1;border-radius:10px;padding:.65rem .85rem;font-size:.92rem}

/* sections */
.sec{margin:0 0 28px;font-size:clamp(1.7rem,3.4vw,2.4rem);letter-spacing:-.025em;color:var(--navy);line-height:1.15}
.sec.left{margin-bottom:14px}
.band{background:var(--sky2);padding:76px 0;border-block:1px solid var(--line)}
.band.alt{background:var(--navy);color:#e8f0ff;border:0}
.band.alt .sec,.band.alt .eyebrow{color:#fff}.band.alt .eyebrow i{background:#7fb0ff}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.steps article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.num{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:14px}
.steps h3,.g h3{margin:0 0 8px;font-size:1.1rem;color:var(--navy)}
.steps p{margin:0;color:var(--mute);font-size:.95rem}
code{background:var(--sky);padding:.1rem .4rem;border-radius:6px;font-size:.88em;color:var(--navy)}
.guide{padding:76px 20px 20px}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.g{padding:26px}
.g h3{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.ico{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--sky);color:var(--blue);font-weight:700;font-size:.9rem}
.g ul{margin:0;padding-left:1.1rem;color:var(--mute);font-size:.95rem}.g li{margin:.4rem 0}
.note{margin:20px 0 0;background:var(--sky);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:10px;padding:14px 18px;color:var(--navy);font-size:.95rem}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.two p{margin:0;color:#cfe0ff}
.tick{list-style:none;margin:0;padding:0}
.tick li{position:relative;padding:12px 14px 12px 42px;margin-bottom:10px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:12px;color:#e8f0ff;font-size:.95rem}
.tick li::before{content:"✓";position:absolute;left:14px;top:11px;width:20px;height:20px;border-radius:50%;background:#7fb0ff;color:var(--navy);font-size:.75rem;font-weight:800;display:grid;place-items:center}
.faq{padding:76px 20px}
details{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff}
summary{cursor:pointer;padding:16px 20px;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--blue);font-size:1.3rem;line-height:1}
details[open] summary::after{content:"–"}
details[open]{border-color:#b9d0f5}
details p{margin:0;padding:0 20px 18px;color:var(--mute)}
.cta{background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;padding:56px 0}
.cta-in{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.cta h2{margin:0 0 6px;font-size:1.8rem;letter-spacing:-.02em}.cta p{margin:0;color:#d4e4ff}
.contacts{display:flex;gap:10px;flex-wrap:wrap}
.cta .btn{width:auto;margin:0;padding:.8rem 1.2rem}
.btn.light{background:#fff;color:var(--navy)}.btn.light:hover{background:var(--sky)}
.btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.5);color:#fff}.btn.ghost:hover{background:rgba(255,255,255,.12)}
footer{background:#fff;border-top:1px solid var(--line);padding:22px 0;color:var(--mute);font-size:.85rem}
.foot{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.foot a{color:var(--mute)}

@media (max-width:860px){
  .hero{padding:36px 0 48px}
  .hero-grid,.two{grid-template-columns:1fr;gap:32px}
  nav a:not(.btn-outline){display:none}
  .signin{padding:24px}
  .band,.guide,.faq{padding-top:52px;padding-bottom:52px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

.seal{display:block;margin:0 auto 14px;width:96px;height:96px}
.signin .tag{text-align:center}.signin h2{text-align:center}.signin>.muted{text-align:center}
.foot .fl{display:inline-flex;align-items:center;gap:10px}.foot .fl img{border-radius:50%}
.brand img{border-radius:50%}
@media (max-width:560px){
  .brand small{letter-spacing:.08em;white-space:normal;max-width:15em;line-height:1.25}
  .brand b{font-size:1.15rem}
  nav .btn-outline{padding:.45rem .7rem;font-size:.88rem;margin-left:0}
  .bar{gap:10px}
}

/* hero headline label: big and bold */
.hero .eyebrow{font-size:clamp(1.05rem,2.4vw,1.45rem);font-weight:800;letter-spacing:.05em;color:var(--navy);line-height:1.3;margin-bottom:22px}
.hero .eyebrow i{width:12px;height:12px;background:var(--blue);flex:none}
@media (max-width:560px){.hero .eyebrow{font-size:1rem;letter-spacing:.03em}}
.hero .eyebrow{font-size:clamp(1.3rem,3.4vw,2.1rem);font-weight:800;letter-spacing:.03em;line-height:1.2;margin-bottom:26px}
.hero .eyebrow i{width:16px;height:16px}
@media (max-width:560px){.hero .eyebrow{font-size:1.25rem;letter-spacing:.02em}}
.hero .eyebrow.headline{display:block}
.hero .eyebrow.headline span{display:inline-block;text-align:center}
@media (max-width:560px){.hero .eyebrow{font-size:1.1rem}}

/* dark blue banner, white bold text */
.top{background:var(--navy);border-bottom:1px solid #123a7a;backdrop-filter:none}
.brand{color:#fff}
.brand b{color:#fff;font-weight:800}
.brand small{color:#fff;font-weight:700;opacity:.92}
nav a{color:#fff;font-weight:700}
nav a:hover{background:rgba(255,255,255,.14)}
nav .btn-outline{background:transparent;border:2px solid #fff;color:#fff;font-weight:800}
nav .btn-outline:hover{background:#fff;color:var(--navy);border-color:#fff}
.brand img{box-shadow:0 0 0 2px rgba(255,255,255,.85)}
:focus-visible{outline-color:#9cc2ff}